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Celia Merritt, Senior Loan Officer, at her desk

Regional Coverage

Delivering specialized loan expertise throughout the US, we focus on innovative lending solutions no matter if it is your first home or your investment portfolio. From credit challenges to finalized closings, my team and I guide you with unwavering honesty and direct support.

Contact Team

Phone and text inquiries are normally answered within 2 business hours. Email inquiries are normally answered within 1 business day.

Purpose
Buying a Primary Home
Refinancing
Second Home
Investment Property
Bridge Financing
Other or Complex Scenario
I Just Have Questions
Annual Mortgage Review or Existing Client Question
Timeline
ASAP
Within 3 Months
3–6 Months
6–12 Months
More Than a Year
Just Exploring
Contact Preference
Phone
Text
Email

By submitting this form, you consent to receive SMS, calls, and emails from Celia Mortgage Team regarding your home financing options. Messaging and data rates may apply. You can opt-out at any time by replying STOP to any text or clicking unsubscribe in our emails. Your privacy is paramount; we never sell your data.
Draft—subject to Edge compliance approval: By checking this box, I consent to receive text messages from Celia Merritt, Celia Mortgage Team, and Edge Home Finance at the mobile number provided regarding my mortgage inquiry. Message frequency may vary. Message and data rates may apply. Consent is not a condition of applying for or obtaining a loan. Reply STOP to opt out or HELP for assistance. Please review our Privacy Policy.
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Where We Can Help

Legal Coverage

Celia is currently licensed in AL, CT, FL, GA, KY, LA, MI, MN, NH, NC, PA, TN, TX, and VA. Our licensing footprint continues to grow. If you are considering or already own a property outside these currently licensed states, please contact us. Through Edge Home Finance’s internal Client Care Team, we may still be able to assist you with an appropriately licensed mortgage professional while allowing Celia to remain involved and continue building the relationship. Service is not currently available in New York.

Debt Relief

Minimize your interest rates or access your home's equity after our honest, mortgage review call.

Tailored Advice

Experience steadfast loyalty and transparent communication throughout your lending process.

Begin Your Mortgage Success Story

Connect with an expert team dedicated to delivering creative loan strategies with unparalleled precision.

By providing your details, you authorize Celia Mortgage Team to contact you about your mortgage status. We ensure top-tier protection for your personal data throughout your journey toward homeownership.

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